Complex Compensation Deserves Thoughtful Analysis
1) BASE SALARY → 2) CASH BONUSES → 3) STOCK AWARDS
Your base salary is only one piece of your financial picture —and is not the same as your cash bonus and stock compensation. Add in your ESPP (Employee Stock Purchase Plan) and DCP (Deferred Compensation Plan), and you have a decision to make almost every month! We guide you through transforming your financial puzzle into a financial plan.
Plan for every pivotal moment that comes your way.
- Plan how much you need to save (…it is not always as much as you think)
- Feel good about spending “excess” money inside your plan
- Align all of your compensation & benefits with your objectives:
- ESPP (Employee Stock Purchase Plan)-ask us about our ESPP Guide and Cheat Sheet
- RSUs (Restricted Stock Units)
- DCP (Deferred Compensation Plan)
- Navigate cash bonuses and vesting schedules
- 401(k), After-Tax to Roth—aka Mega Back-door Roth 401(k)- Ask us about our guide to maximizing your 401 (k)
- Compare job offers – see how each scenario affects your financial plan
- Schedule check-in meetings around company/life events with a proactive team
Read our "Ctrl Alt Retire" Posts
Growth vs. Value Investing: Why Your Portfolio Needs Both
Let us use two famous investors as a proxy for our comparison. First, Warren Buffet (value) is famously a self-made investing billionaire. Second, Cathie Wood (growth) is famous for identifying disruptive growth technologies and the companies that benefit from them....
The Concept of Surplus and Restricted Stock Units (RSU)
One of the most valuable benefits a financial advisor provides is helping your family develop a concept of “surplus.” Well, now you’re probably thinking, “What exactly is a surplus?” By definition, it is the income you can freely use each year without negatively...
A Comprehensive Guide to Restricted Stock Units (RSUs)
Restricted Stock Units, or "RSUs," allow companies to award shares to their employees. "Traditional" stock options can essentially lose their value if the company stock price is below the "strike" or "exercise" price; that does not happen with RSUs. Despite the low...
You have more control over your finances than you may realize. And you deserve it.
Leave your financial worries at the door. Unlock the full potential of your Startups benefits and win the tax game. Work with a team that specializes in helping people just like you.
